Skip to content

(Foreclosures) Make Them Carry You Out! (Make Them Produce the Note)

Up-date: [I was ask to keep this up and going due to importance of the subject, and I will leave it here forever if needed. (let’s hope not.) I will add to this page as info comes in.]

Also I was ask to make sure that people in this position make sure that you notify the institution (Bank, Lending house, and the such) they have to bring the original document. It is vital.

In the past couple of years the rate of foreclosures has been growing because of the Planed Failure of the economy. However, there is a possible way to stave of a foreclosure, and it is legal.

Ohio Rep. Marcy Kaptur, is telling people to Become Squatters in their homes.


Yes, this Ohio Democrat is actually encouraging her financially distressed constituents whose homes have been foreclosed upon, to simply stay put.

There is a case in Ohio, one of the hardest hit areas of the country by foreclosures, This is happening in Lucas Ohio where there were 4,000 foreclosures in 2008 according to “CNN”. Because her payments are behind, lost her job, and her husband is sick, her house is up for foreclosure. She is going to take Rep. Kaptur’s advice and stay put. But, really what else can the families in this situation do? There are a lot of people that are just walking away and giving their houses over to the Banks and Mortgage Companies, when they should be staying and fighting.

Most people don’t know because they cant afford legal representation, to take it to court, where they have the right to make the bank or lending institutions show the court, the ORIGINAL documents for the mortgage.

Why is this Important?

One reason is that you are making the institution foreclosing to prove they have ownership. Rep. Kaptur is one of the biggest advocate in fighting foreclosures using the slogan is, “Present the Note”.

By telling a bank to “produce the note,” a homeowner can delay foreclosure by forcing the lender to prove the suing institution is actually the same which owns the debt.

The reasoning this is a good defense, a lot of the mortgages were sold off as fast as the were closed. This continued, and some ended up outside the country, sold to countries like China, Japan, and in Europe.

“During the lending boom, most mortgages were flipped and sold to another lender or servicer or sliced up and sold to investors as securitized packages on Wall Street,” explains the Consumer Warning Network.

“In the rush to turn these over as fast as possible to make the most money, many of the new lenders did not get the proper paperwork to show they own the note and mortgage. This is the key to the produce the note strategy.”

So if you know of anyone in this situation, tell them to stay in their home and get legal council. Because it is very IMPORTANT they notify the bank to, “PRODUCE the NOTE” before going to court.

In the video below is the CNN story with Rep. Kaptur.


10 Comments leave one →
  1. May 26, 2014 10:14 am

    Article writing is also a excitement, if you be familiar with
    after that you can write or else it is complex to write.


  2. September 4, 2013 7:54 am

    I rarely comment, however i did some searching and wound up here (Foreclosures) Make
    Them Carry You Out! (Make Them Produce the Note) | Climbing From The Rubble.
    And I actually do have some questions for you if it’s allright. Could it be only me or does it look like some of these comments appear like they are written by brain dead people? 😛 And, if you are writing on other online social sites, I’d like to follow anything fresh you have to post.
    Could you list of all of all your community sites like
    your linkedin profile, Facebook page or twitter feed?


  3. June 7, 2013 4:12 am

    I pay a visit every day a few web sites and blogs to read articles,
    however this web site presents quality based writing.


  4. July 20, 2010 12:15 pm

    wonderful share, great article, very usefull for me…thanks


  5. December 29, 2009 2:36 am

    Some very interesting and insightful thoughts. I like this.^_^ because I have a blog about foreclosure and bankruptcy too.


  6. May 1, 2009 12:15 am

    I have a blog on a similar topic. Maybe we can exchange links?


  7. March 30, 2009 12:50 am

    Nice post. I like the part about produce-the-note. I live in Tampa and know one person he helped, and it actually worked. Well it did not work like some of the newspapers reporting, but they did get new terms that were very favorable and they were able to avoid foreclosure. It really varries by situation and probably the laws of your state on how far this goes. This site has all the videos they have done. Watch all the videos here:



  1. Centurean2’s Weblog

Let us know what you think.

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: